Alternative Funding

Expertise on all Facets of Risk and Funding Arrangements

Our team understands all facets of risk and funding arrangements and has access to the solutions you need to put the right funding structure in place for your organization. Alera Group offers:

  • National partnerships with stop loss vendors and captives who provide best-in-class contract provisions and service
  • Timely and accurate financial reporting to monitor plan performance and avoid surprises
  • Analytics, actuarial and underwriting expertise to provide assessment and guidance
  • Partnerships with top data analytics firms, with data scientists on staff to interpret results and provide data-driven recommendations.

Our strategic process is backed by national, in-house expertise, best-in-class partnerships and contracts and advanced self-funded solutions. 

Alternative Funding Arrangements

Control health plan spending.

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THOUGHT LEADERSHIP

Insights

Employee Benefits

Legal Alert: Agencies Clarify How Certain Fertility Benefits May be Treated as Excepted Benefits

This alert is of interest to all employers that offer fertility benefits or may be interested in offering fertility benefits in the future.

November 4, 2025

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Employee Benefits

Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2026

This alert is of interest to all employers that sponsor health FSAs and qualified transit plans, among others.

October 10, 2025

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Employee Benefits

2025 Leave Report: Insights to Guide 2026 Leave Planning

Explore Alera Group’s 2025 Leave Report. Benchmark PTO, parental leave, and holiday policies to strengthen employee retention and recruitment as you plan for 2026 and beyond.

October 1, 2025

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Employee Benefits

Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026

The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.

July 23, 2025

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    Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.